Pumpkin or Zuchnni Bread

1 3/4 c. flour
1 t. soda
1 t. cinammon
1/2 t. salt
1/2 t. nutmeg
1/4 t. ginger
1/4 t. cloves
 Combine  above and set aside.

Beat together1/2 c. oil, 2 eggs, 1 c. sugar.

 Then add alternately to the oil mixture:  3/4 c. pumpkin or zuchnni with the above flour mixture.  Then add 3/4 c. chocolate chips.  Place in 1 loaf pan that has been greased.  Bake at 350  65-70 minutes.  let cool 10 minutes and dump out.